TC Financial Management, Co Inc. (hereinafter “TC Financial”) is an investment advisor located
in Margate City, NJ.  TC Financial and its representatives are in compliance with the current
registration requirements of those states in which TC Financial maintains clients. TC Financial
may only transact business in those states in which it is registered, or qualifies for an exemption
or exclusion from registration requirements. TC Financial’s website is limited to the
dissemination of general information pertaining to its investment advisory services. Accordingly,
the publication of the TC Financial website on the internet should not be construed by any
consumer and/or prospective client as TC Financials’ solicitation to effect, or attempt to effect
transactions in securities, or the rendering of personalized investment advice for compensation,
over the internet. Any subsequent, direct communication by TC Financial with a prospective
client shall be conducted by a representative that is either registered or qualifies for an
exemption or exclusion from registration in the state where the prospective client resides. A
copy of TC Financial’s current written disclosure statement discussing TC Financial’s business
operations, services, and fees is available from TC Financial upon request. 
TC Financial does not make any representations or warranties as to the accuracy, timeliness,
suitability, completeness, or relevance of any information prepared by any unaffiliated third
party, whether linked to TC Financial’s website or incorporated herein, and takes no
responsibility thereof. All such information is provided solely for convenience purposes only and
all users thereof should be guided accordingly. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended by TC Financial) or product made reference to directly or indirectly by TC Financial in its website, or indirectly via a ink to an unaffiliated third party website, will be profitable or equal the corresponding indicated performance level(s).

Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or custodial charges, the deduction of an investment management fee, nor the impact of
taxes, the incurrence of which would have the effect of decreasing historical performance results. Certain portions of TC Financials’ website (i.e., newsletters, articles, commentaries, etc.) may
contain a discussion of, and/or provide access to, TC Financials’ (and those of other investment
and non-investment professionals) positions and/or recommendations as of a specific prior date.
Due to various factors, including changing market conditions, such discussion may no longer be
reflective of current position(s) and/or recommendations(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for,
personalized advice from TC Financial, or from any other investment professional. TC Financial
is neither an attorney nor accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice. Correspondingly, each client and prospective client agrees, as a condition precedent to his/her/its access to TC Financials’ website, to release and hold harmless TC Financial, its officers, directors, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from TC Financial. Clients utilizing this website for the purpose of accessing documents posted to a web portal do so with the understanding that accessing such information through the portal should be done only through secure channels and on non-public machines.  TC Financial cannot be responsible for criminal activities of others, specifically those that may access client information through the use of a client’s password or other credentials.  Clients are strongly encouraged to compare the information found through the portal with any information received directly from their account custodian.